Australia's #1 best rate car and vehicle finance.

Compare and save on rates for personal car and vehicle finance, loans and leasing solutions. Get the best deal available in the market with our team of experts.

95%

success rate - simple approvals and fast funding.

65+

lenders to compare with zero impact on credit score.

FREE

service with no in-house fees, upfront or hidden costs - ever!

30%

increase in savings when choosing us as your broker.

We will beat competitor quotes!

COMPARE YOUR OPTIONS HERE

Excellent 4.9 out of 5

"Wonderful service from Simon and the entire crew at Overdrive! Could not be happier with the outcome."

Anthony Whittingham

Compare and save today.

Are you employed and looking for your next vehicle? We offer customised personal loans to help you get behind the wheel of your dream car quickly and easily. Our financing solutions come with competitive rates, flexible terms, and fast approvals, making it simple to secure a loan that fits your budget. With access to over 65 trusted lenders, we provide a wide range of options tailored to all credit profiles.

We pride ourselves on transparency, with no hidden fees or upfront costs, ensuring you have all the information you need to make an informed decision. Our team of dedicated car loan specialists takes the time to understand your unique needs, helping you find the best loan options for which you qualify. This personalized approach has led to a high approval rate, and with our expertise, you can have your car loan approved in as little as 24 hours. Let us help you secure the best possible financing with a smooth, hassle-free experience.
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We provide affordable loans for all types of vehicles, including cars, suvs, utes, vans, eletric & luxury vehicles, motorhomes, caravans, motorbikes, light commercial vehicles and many more. Whether you're looking for a new or used vehicle purchased from a dealership or private seller, we've got you covered.
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Ready to get started? Give us a call or fill out our simple online form to compare your options. Your time matters to us— if we’re not able to assist, we’ll be upfront and let you know right away, with no impact on your credit score.

Get A Free Quote

Our commitment extends beyond assisting with a single vehicle purchase; we’re here to be your trusted partner, assisting you, your family and friends whenever needed.

Supporting individuals and businesses across Australia.

Why choose us?

Free service with no upfront costs or hidden fees

Gain a dedicated licensed finance broker

30+ years experience and industry knowledge

Australian family-owned brokerage firm

We build trust by being honest and transparent

Our experts help you save time and money

Access to 65+ banks & non-bank lenders

Competitive rates, repayments & loan terms

Same-day approvals & fast settlements

90 day fixed pre-approvals: Shop with confidence

Credit score protection

Zero paperwork: We do all the hard work

New or used - no asset age restrictions

Purchase from a dealership or private seller

Personalised service tailored to your specific needs

Expert and strategic negotiation approach

No wait times: Direct access to our team

Non-property owners accepted

Solutions for various credit profiles

Established, new and 1 day ABN holders

Balloon payment and early payout options

No deposit options

Insurance solutions through our trusted network

Built a loyal client base due to our rates & service

Our simple loan process.

Get A Free Quote

Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable vehicle and car financing options at your disposal.

Conditional Approval

We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender for your vehicle loan and obtain a quick pre-approval. You can shop and enquire with confidence, or if you've already found your vehicle, we'll initiate the settlement process.

Sign Documents

After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.

Get Funded

Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful purchase. Afterward, you will be able to proceed with collecting your vehicle at your convenience.

Car finance made easy.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal car approval within 24 hours. For low doc applications you can receive funds within 48 hours.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

Low monthly repayments.

You have the advantage of being able to compare competitive car finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire car loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Car refinancing.

You can refinance your car through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the consumer car finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Insurance solutions.

When needed, we can assist you in securing vehicle insurance. Our network includes reputable vehicle insurance providers who can offer expert guidance on insuring your car.

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