Compare and save on equipment finance.

Welcome to Overdrive Commercial Funding, an industry-leading provider of affordable and transparent equipment finance solutions in Australia that caters to businesses of various sizes, ranging from small start-ups to large enterprises. Our team of experienced specialists offers strategic consulting and guidance to ensure long-term success for businesses, working with a diverse range of clients, including business owners, sole traders, new & established ABN holders, and self-employed individuals in all industries.
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Our equipment finance experts have over 30 years of experience and have extensive knowledge of our wide network of 60 major banks and non-bank lenders across Australia. This enables us to provide competitive, high-quality solutions that beat any other alternatives available in the market. We separate ourselves from our competitors by prioritizing transparency and long-term, sustainable solutions rather than opting for quick, short-term fixes that might compromise the goals you have in mind for your business. When you choose to work with us, you can expect a seamless equipment acquisition process and a commitment to providing valuable consulting and fulfilling our promises to help your business achieve new levels of success.
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No matter what type of equipment you're looking to purchase — whether it's brand new or used, from dealerships, private sellers, or auctions — we will find the right solution for your credit profile. We offer a variety of cost-effective loan, finance, rent-to-own, and leasing options for a broad range of equipment, such as trucks, trailers, excavators, bulldozers, mobile & tower cranes, tractors, harvesters, log loaders, feller bunchers, compactors, asphalt & concrete paving & mixer machines, CNC machines, business cars & vehicles, and many more.

Our focus is on delivering premium customer service and customizing solutions to fit your specific requirements. This ensures that you can fully maximize your savings and enjoy the benefits of your upcoming equipment loan without any concerns or unforeseen surprises. Our promise is to provide our clients with peace of mind and confidence throughout the entire process, from the moment they apply until their equipment is ready for pick up and on the road.

Ready to take your business to the next level? Complete our simple online form or call us at 1300 883 859 when it's time to discuss your business requirements at no cost (our services are 100% free) and our team of professionals will handle the rest.

GET A FREE QUOTE!

Low-cost finance & loans for any equipment.

Take advantage of our low interest rates, affordable repayment plans, and flexible terms.

Transport Finance

Transportation Equipment: Trucks, Trailers, Buses And Engines

Business Vehicle Finance

Cars, Vans, Utes, SUVs, Trucks And Luxury Vehicles

Construction Finance

Construction & Earthmoving
Machinery And Equipment

Agriculture Finance

Farm Machinery And
Equipment

Forestry Finance

Forestry Machinery And
Equipment

Mining & Quarry Finance

Mining Machinery And
Equipment

Aviation Finance

Commercial Planes And
Helicopters

Marine Finance

Commercial Boats And
Marine Vessels

Commercial Finance

Manufacturing Equipment And Industrial Machines

COMPLETE OUR SIMPLE FORM!

Equipment finance made easy.

Our experienced consultants offer an extensive range of services and affordable solutions.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal equipment finance approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

✔ No-doc & low-doc equipment finance (no financials) up to $500,000
✔ Full-doc equipment finance applications up to $5M
✔ No deposit equipment finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive equipment finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire equipment loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the equipment finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your equipment if you own it outright. If your equipment is valued at $50K, you have the option to secure a loan for the same amount using your equipment as security.

Equipment refinancing.

You can refinance your equipment through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing equipment insurance. Our network includes reputable equipment insurance providers who can offer expert guidance on insuring your equipment.

START APPLICATION!