Australia's #1 lowest rate business car & vehicle finance solutions.

Get a personalized loan that suits your business needs.

Utilize our free service to grow your business by comparing competitive business car & vehicle financing deals for low interest rates, repayments and flexible loan terms.

Loans from $20,000 up to $5,000,000. No financials required for ABN holders up to $500,000.

COMPARE YOUR OPTIONS HERE!
Australia's leading truck, trailer, machinery, equipment and business vehicle finance provider.
Partnered with

Compare and save on car & vehicle finance.

Welcome to Overdrive Commercial Funding, an industry-leading provider of affordable and transparent business vcar & vehicle finance solutions in Australia that caters to businesses of various sizes, ranging from small start-ups to large enterprises. Our team of experienced specialists offers strategic consulting and guidance to ensure long-term success for businesses, working with a diverse range of clients, including business owners, sole traders, new & established ABN holders, and self-employed individuals in all industries.

Our vehicle finance experts have over 30 years of experience and have extensive knowledge of our wide network of 60 major banks and non-bank lenders across Australia. This enables us to provide competitive, high-quality solutions that beat any other alternatives available in the market. We separate ourselves from our competitors by prioritizing transparency and long-term, sustainable solutions rather than opting for quick, short-term fixes that might compromise the goals you have in mind for your business. When you choose to work with us, you can expect a seamless vehicle acquisition process and a commitment to providing valuable consulting and fulfilling our promises to help your business achieve new levels of success.

No matter what type of business vehicle you're looking to purchase — whether it's brand new or used, from dealerships, private sellers, or auctions — we will find the right solution for your credit profile. We offer a variety of cost-effective loan, finance, rent-to-own, and leasing options for a broad range of vehicles, such as cars, vans, utes, suvs, trucks, and many more.

Our focus is on delivering premium customer service and customizing solutions to fit your specific requirements. This ensures that you can fully maximize your savings and enjoy the benefits of your upcoming vehicle loan without any concerns or unforeseen surprises. Our promise is to provide our clients with peace of mind and confidence throughout the entire process, from the moment they apply until their vehicle is ready for pick up and on the road.

Ready to take your business to the next level? Complete our simple online form or call us at 1300 883 859 when it's time to discuss your business requirements at no cost (our services are 100% free) and our team of professionals will handle the rest.

GET A FREE QUOTE!

Low-cost finance & loans for any vehicle.

Take advantage of our low interest rates, affordable repayment plans, and flexible terms.

business / ABN Car Finance

business / ABN Van Finance

business / ABN Ute Finance

business / ABN SUV Finance

business / ABN Truck Finance

business / ABN Vehicle Finance

COMPLETE OUR SIMPLE FORM!

Brands we finance everdyday.

GET PRE-APPROVED TODAY!

We are focused on gaining an in-depth understanding of your business in order to provide strategic consulting for your next deal and all future deals.

Over 30 years of experience in business vehicle finance.

Why work with us?

  • Free service with no hidden fees - ever!
    Qualified vehicle finance specialists
    Upfront, honest and transparent
    Our experts help you save time and money
    We will always answer your phone calls
    Access to major banks & 60+ lenders
    Same-day approvals and fast settlements  
    Competitive rates, repayments & loan terms
    Solutions for various credit profiles
    Established, new and 1 day ABN holders
    Balloon payment and early payout options
    No deposit options
    Credit score protection
    Zero paperwork: We handle all the hard work
    100% repeat business due to our cheap rates & service
    Dedicated support for the lifetime of your business
    Client-focused Australian-owned company
  • GET A FREE QUOTE!

Apply anytime, anywhere, for vehicle finance with our simple online form.

We ensure full disclosure of your true interest rate, terms, and conditions before finalising any agreements. This guarantees a seamless experience, allowing you to fully enjoy your asset without any unexpected surprises.

Simply complete our simple form to get a free no-obligation quote that will allow you to compare rates and repayments with 60+ banks and non-bank lenders.

Quotes will have zero impact on your credit score*
Check - Elements Webflow Library - BRIX Templates

Thank you

Thanks for reaching out. We will get back to you soon.
Oops! Something went wrong while submitting the form.

Business car & vehicle finance Australia wide.

  • New South Wales (NSW) Queensland (QLD), Western Australia (WA), South Australia  (SA), Tasmania  (TAS) and Northern Territory (NT) major cities and surrounding areas: Sydney, Brisbane, Gold Coast, Melbourne, Adelaide, Perth, Darwin, Canberra, Geelong, Townsville, Hobart, Cairns, Alice Springs and anywhere in-between!

Car & vehicle loans for ABN Holders in all industries.

  • Transportation, Construction, Farm & Agriculture, Forestry & Logging, Manufacturing, Mining & Quarrying and Other Professional Services.

    Companies
    Sole traders
    Partnerships
    Trusts
    APPLY NOW

Our simple vehicle loan process.

01
Get A Free Quote
Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable vehicle financing options at your disposal for you and your business.
02
Conditional Approval
We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender for your vehicle loan and obtain a quick pre-approval. You can shop and enquire with confidence, or if you've already found your asset, we'll initiate the settlement process.
03
Sign Documents
After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.
04
Get Funded
Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful purchase. Afterward, you will be able to proceed with collecting your vehicle at your convenience.

We have a wide range of business vehicle finance solutions available to meet the unique needs of your business.

Dedicated to assisting Australian business owners for the long haul, guaranteeing they receive competitive advantages for abn car & vehicle loans.

Vehicle finance made easy.

Our experienced consultants offer an extensive range of services and affordable solutions.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal business vehicle approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

✔ No-doc & low-doc business vehicle finance (no financials) up to $500,000
✔ Full-doc business vehicle finance applications up to $5M
✔ No deposit business vehicle finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive business vehicle finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire vehicle loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the business vehicle finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your vehicle if you own it outright. If your vehicle is valued at $50K, you have the option to secure a loan for the same amount using your vehicle as security.

Vehicle refinancing.

You can refinance your business vehicle through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing vehicle insurance. Our network includes reputable vehicle insurance providers who can offer expert guidance on insuring your vehicle.
START APPLICATION!
Feature imageFeature imageFeature imageFeature imageFeature imageFeature imageFeature imageFeature imageFeature imageFeature image

We've assisted thousands of Australian business owners just like you.

Our 100% repeat business success is a testament to our competitive rates, extensive industry knowledge, and exceptional customer service.

Business vehicle finance brokers with the lowest interest rates.

Contact us today and work with a professional broker who has more experience in finance.
COMPARE YOUR OPTIONS
Fast & easy approvals
Secure the best rates
100% client success rate
We build long term relationships

Business vehicle finance in Australia FAQ's.

We have expertise in vehicle finance and you can too.

Everything you need to know about our vehicle loans.

Can you finance used business vehicles?
How long can you finance a vehicle?
What is a good monthly vehicle payment?
Is there a service fee?
What type of business vehicles do you finance?
How long does it take for my vehicle finance to be approved?
I have been quoted elsewhere, can you beat it?
I have poor credit, can I still get business vehicle finance?
How can I get finance for a business vehicle?
What is the interest rate for vehicle finance?
Why should I use Overdrive for my vehicle finance?
How do I apply for vehicle finance and what do I need?
I don't have a deposit, can I still apply?
Can you organise insurance for my vehicle?
Do I need to buy my vehicle from a dealership?

Access to over 60+ banks & lenders!

We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.