Australia's #1 lowest rate machinery finance solutions.

Get a personalized loan that suits your business needs.

Utilize our free service to grow your business by comparing competitive machinery financing deals for low interest rates, repayments and flexible loan terms.

Loans from $20,000 up to $5,000,000. No financials required for ABN holders up to $500,000.

COMPARE YOUR OPTIONS HERE!
Australia's leading truck, trailer, machinery, equipment and business vehicle finance provider.
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Compare and save on machinery finance.

Welcome to Overdrive Commercial Funding, an industry-leading provider of affordable and transparent machinery finance solutions in Australia that caters to businesses of various sizes, ranging from small start-ups to large enterprises. Our team of experienced specialists offers strategic consulting and guidance to ensure long-term success for businesses, working with a diverse range of clients, including business owners, sole traders, new & established ABN holders, and self-employed individuals in all industries.

Our machinery finance experts have over 30 years of experience and have extensive knowledge of our wide network of 60 major banks and non-bank lenders across Australia. This enables us to provide competitive, high-quality solutions that beat any other alternatives available in the market. We separate ourselves from our competitors by prioritizing transparency and long-term, sustainable solutions rather than opting for quick, short-term fixes that might compromise the goals you have in mind for your business. When you choose to work with us, you can expect a seamless machine acquisition process and a commitment to providing valuable consulting and fulfilling our promises to help your business achieve new levels of success.

No matter what type of machine you're looking to purchase — whether it's brand new or used, from dealerships, private sellers, or auctions — we will find the right solution for your credit profile. We offer a variety of cost-effective loan, finance, rent-to-own, and leasing options for a broad range of machines, such as excavators (diggers), bulldozers (dozers), cranes, loaders, skid steers, forklifts, graders, pavers, concrete equipment, and many more that are essential for the construction and transport industries.

Our focus is on delivering premium customer service and customizing solutions to fit your specific requirements. This ensures that you can fully maximize your savings and enjoy the benefits of your upcoming machinery loan without any concerns or unforeseen surprises. Our promise is to provide our clients with peace of mind and confidence throughout the entire process, from the moment they apply until their machinery is ready for pick up and on the road.

Ready to take your business to the next level? Complete our simple online form or call us at 1300 883 859 when it's time to discuss your business requirements at no cost (our services are 100% free) and our team of professionals will handle the rest.

GET A FREE QUOTE!

Low-cost finance & loans for any machinery.

Take advantage of our low interest rates, affordable repayment plans, and flexible terms.

Excavator And Digger Finance

Bulldozer Finance

Grader Finance

Backhoe Loader Finance

Front End Loader Finance

Compact Wheel Loader Finance

Wheel Tractor Scraper Finance

Tower Crane Finance

Asphalt & Cement Paver Finance

Skid Steer / Posi Track Finance

Telehandler Finance

Forklift Finance

Boom Lift Finance

Trencher Finance

Farm Machinery Finance

Mining Machinery Finance

Forestry Machinery Finance

Manufacturing Machinery Finance

COMPLETE OUR SIMPLE FORM!

Brands we finance everyday.

GET PRE-APPROVED TODAY!

We are focused on gaining an in-depth understanding of your business in order to provide strategic consulting for your next deal and all future purchases.

Over 30 years of experience in machinery finance.

Why work with us?

  • Free service with no hidden fees - ever!
    Qualified machinery finance specialists
    Upfront, honest and transparent
    Our experts help you save time and money
    We will always answer your phone calls
    Access to major banks & 60+ lenders
    Same-day approvals and fast settlements  
    Competitive rates, repayments & loan terms
    Solutions for various credit profiles
    Established, new and 1 day ABN holders
    Balloon payment and early payout options
    No deposit options
    Credit score protection
    Zero paperwork: We handle all the hard work
    100% repeat business due to our cheap rates & service
    Dedicated support for the lifetime of your business
    Client-focused Australian-owned company
  • GET A FREE QUOTE!

Apply anytime, anywhere, for machinery finance with our simple online form.

We ensure full disclosure of your true interest rate, terms, and conditions before finalising any agreements. This guarantees a seamless experience, allowing you to fully enjoy your asset without any unexpected surprises.

Simply complete our simple form to get a free no-obligation quote that will allow you to compare rates and repayments with 60+ banks and non-bank lenders.

Quotes will have zero impact on your credit score*
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Machinery finance Australia wide.

  • New South Wales (NSW) Queensland (QLD), Western Australia (WA), South Australia  (SA), Tasmania  (TAS) and Northern Territory (NT) major cities and surrounding areas: Sydney, Brisbane, Gold Coast, Melbourne, Adelaide, Perth, Darwin, Canberra, Geelong, Townsville, Hobart, Cairns, Alice Springs and anywhere in-between!

Machinery loans for ABN holders in all industries.

  • Transportation, Construction, Farm & Agriculture, Forestry & Logging, Manufacturing, Mining & Quarrying and Other Professional Services.

    Companies
    Sole traders
    Partnerships
    Trusts
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Our simple machinery loan process.

01
Get A Free Quote
Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable machinery financing options at your disposal for you and your business.
02
Conditional Approval
We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender for your machinery loan and obtain a quick pre-approval. You can shop and enquire with confidence, or if you've already found your asset, we'll initiate the settlement process.
03
Sign Documents
After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.
04
Get Funded
Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful purchase. Afterward, you will be able to proceed with collecting your machinery at your convenience.

We have a wide range of machinery finance solutions available to meet the unique needs of your business.

Dedicated to assisting Australian business owners for the long haul, guaranteeing they receive competitive advantages for machinery loans.

Machinery finance made easy.

Our experienced consultants offer an extensive range of services and affordable solutions.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal machinery finance approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

* No-doc & low-doc machinery finance (no financials) up to $500,000
* Full-doc machinery finance applications up to $5M
✔ No deposit machinery finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive machinery finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire machinery loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the machinery finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your machinery if you own it outright. If your machinery is valued at $50K, you have the option to secure a loan for the same amount using your machinery as security.

Machinery refinancing.

You can refinance your machinery through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing machinery insurance. Our network includes reputable machinery insurance providers who can offer expert guidance on insuring your machinery.
START APPLICATION!
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We've assisted thousands of Australian business owners just like you.

Our 100% repeat business success is a testament to our competitive rates, extensive industry knowledge, and exceptional customer service.

Machinery finance brokers with the lowest interest rates.

Contact us today and work with a professional broker who has more experience in finance.
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Fast & easy approvals
Secure the best rates
100% client success rate
We build long term relationships

Machinery finance in Australia FAQ's.

We have expertise in machinery finance and you can too.

Everything you need to know about our machinery loans.

Can you finance used machinery?
How long can you finance machinery?
What is a good monthly machinery payment?
Is there a service fee?
What type of machinery do you finance?
How long does it take for my machinery finance to be approved?
I have been quoted elsewhere, can you beat it?
I have poor credit, can I still get machinery finance?
How can I get finance for machinery?
What is the interest rate for machinery finance?
Why should I use Overdrive for my machinery finance?
How do I apply for machinery finance and what do I need?
I don't have a deposit, can I still apply?
Can you organise insurance for my truck?
Do I need to buy my machinery from a dealership?

Access to over 60+ banks & lenders!

We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.