Compare and save on luxury vehicle finance.

Welcome to Overdrive Commercial Funding, Australia's top choice for low-cost ABN holder luxury vehicle finance solutions designed specifically for businesses owners, ABN holders, sole traders and people who are self-employed in all industries.

As experienced business vehicle finance experts, we utilize our wide network of over 60 Australian major banks and non-bank lenders to provide highly competitive solutions that surpass all other alternatives available. By choosing Overdrive Commercial Funding, you can expect a seamless vehicle acquisition process and a dedication to offering competitive rates and tailored service.

No matter what type of vehicle you're looking to finance — whether it's brand new or used, from dealerships, private sellers, or auctions — we have the perfect solution for you. We offer a wide range of affordable financing options for various types of luxury vehicles.

Complete our simple form or contact us at your convenience to discuss your business requirements free of charge, and our team of professionals will take care of the rest for you. We strive to deliver outstanding service, customizing solutions to fit your unique needs and offering assistance and reassurance every step of the way until you pickup your vehicle.

Our primary focus is on serving our clients' needs, ensuring that you maximise the benefits of your upcoming vehicle loan. You can be confident that our priorities are focused on your business and delivering exceptional customer service, rather than prioritizing the interests of the banks.

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Low-cost prestige car finance.

Take advantage of our low interest rates, affordable repayment plans, and flexible terms.

Brands we finance everyday.

GET PRE-APPROVED TODAY!

Luxury vehicle finance made easy.

Our experienced consultants offer an extensive range of services and affordable solutions.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal business luxury vehicle finance approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

✔ No-doc & low-doc vehicle finance (no financials) up to $500,000
✔ Full-doc vehicle finance applications up to $5M
✔ No deposit vehicle finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive business luxury vehicle finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire vehicle loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the business luxury vehicle finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your vehicle if you own it outright. If your vehicle is valued at $50K, you have the option to secure a loan for the same amount using your vehicle as security.

Vehicle refinancing.

You can refinance your business vehicle through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing vehicle insurance. Our network includes reputable vehicle insurance providers who can offer expert guidance on insuring your vehicle.

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