Australia's #1 lowest rate food truck finance solutions.

Secure the best deal on food truck, trailer & van finance, loans and leasing by comparing low rates, flexible terms, and affordable repayments, tailored to fuel your business growth.

Borrow from $20,000 up to $5,000,000. No financials required for ABN holders up to $500,000.

95%

success rate - simple approvals and fast funding.

65+

lenders to compare with zero impact on credit score.

FREE

service with no in-house fees, upfront or hidden costs - ever!

30%

increase in savings when choosing us as your broker.

We will beat competitor quotes!

COMPARE YOUR OPTIONS HERE!

Excellent 4.9 out of 5

“Simon and his team are great to work with very professional & happy to recommend to anyone. Overdrive found a great product & rates for my new truck & trailers.”

Tobie Powe, Director, Mulch Management Organics

Compare and save on food truck finance.

Looking for the market-leading food truck and trailer financing rates? At Overdrive, we assist businesses (ABN holders, sole traders, tradies and self employed individuals) in securing the best deal in the market.

We take the time to understand your unique business to offer the most competitive solutions, setting us apart from the competition. We value honesty and transparency from our first conversation through the entire loan process. Best of all, our services are 100% free, with no upfront costs or hidden fees.
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Whether you're purchasing a new or used truck from a dealership, private seller, or auction, we've got you covered. We offer a variety of cost-effective loan options, including chattel mortgages, leasing, rent-to-own, and refinancing. Our team works hard to find the right solution for your credit profile.
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We provide loans and financing at the best rates for all types of food trucks, trailers and vans, including ice cream trucks, coffee trucks, fast food trucks, dessert trucks, street food trucks and many more. With our in-depth knowledge of the food and beverage industry, we are well-equipped to tailor solutions that meet your unique situation.
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With over 30 years of experience in truck finance, we provide exceptional customer service and tailor solutions to meet your specific needs. This ensures that you can fully optimize your savings and enjoy the benefits of your loan without any concerns or unexpected surprises.

Our team is committed to ensuring our clients feel confident and have complete trust in us from the moment they apply until their truck is ready for pickup. We will continue to support them on the road and throughout the lifetime of their business.
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Ready to take your business to the next level? Complete our simple online form or call us at 1300 883 859 to discuss your business requirements, and our experts will handle the rest.

Get A Free Quote

We focus on gaining a deep understanding of your business to offer strategic consulting for your next deal and all future needs. Our commitment extends beyond helping with a single asset purchase; we aim to be a long-term partner in your success.

Over 30 years of experience in food truck and trailer financing.

Why choose us?

Free service with no upfront costs or hidden fees

Gain a dedicated licensed finance broker

30+ years experience in commercial lending

Australian family-owned brokerage firm

We build trust by being honest and transparent

Our experts help you save time and money

Access to major banks & non-bank lenders

Competitive rates, repayments & loan terms

Same-day approvals & fast settlements

90 day fixed pre-approvals: Shop with confidence

Credit score protection

Zero paperwork: We do all the hard work

New or used - no asset age restrictions

Purchase from a dealership, private seller or auction

Personalised service tailored to your specific needs

Expert and strategic negotiation approach

No wait times: Direct access to our team

Non-property owners accepted

Solutions for various credit profiles

Established, new and 1 day ABN holders

Balloon payment and early payout options

No deposit options

Tax benefits (asset depreciation)

Insurance solutions through our trusted network

Built a loyal client base due to our rates & service

Support for the lifetime of your business

Finance brokers who handle it all.

Overdrive handles it all, providing comprehensive solutions for every aspect of your financing needs from start to finish. We take care of everything—from sourcing the best rates and terms to managing all the paperwork—while also ensuring clear communication and setting realistic goals to manage client expectations. At Overdrive, we make sure that every client understands the financing process and knows what to expect at each step. Our transparent and proactive approach builds trust and fosters strong relationships, allowing you to focus on your business with confidence while we handle the rest.

ABN Holders

Transportation, construction, farm & agriculture, forestry & logging, engineering, manufacturing, mining & quarrying, hospitality, retail and all other professional services.

Companies

Sole traders

Partnerships

Trusts

Assisting people Australia wide

New South Wales (NSW) Queensland (QLD), Western Australia (WA), South Australia (SA), Tasmania (TAS) and Northern Territory (NT) major cities and surrounding areas!

Rate negotiations & communication

We handle all negotiations with lenders to secure the most competitive rates and favorable terms, leveraging our deep industry knowledge and extensive network. Our team works with accountants and vendors to streamline asset acquisition and ensure all documentation is accurate and complete. By overseeing these critical interactions and details, we simplify the financing process, allowing our clients to focus on their business while we manage the complexities and ensure everything runs smoothly.

Our range of services

Overdrive offers a wide range of solutions for businesses.

Chattelle mortgage

Operating lease

Finance lease

Novated lease

Rent-to-own

Hire purchase

Asset refinancing

Sale and leaseback

Business loans

Business overdrafts

Business line of credit

Invoice / debtor finance

LETS GET STARTED!

Our simple food truck loan process.

Get A Free Quote

Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable food truck and trailer financing options at your disposal for you and your business.

Conditional Approval

We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender for your food truck or trailer loan and obtain a quick pre-approval. You can shop and enquire with confidence, or if you've already found your asset, we'll initiate the settlement process.

Sign Documents

After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.

Get Funded

Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful purchase. Afterward, you will be able to proceed with collecting your truck or trailer at your convenience.

GET A FREE QUOTE

Food truck & trailer finance made easy.

Our experienced consultants offer an extensive range of services and affordable solutions.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal tow truck or trailer finance approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

✔ No-doc & low-doc food truck finance (no financials) up to $500,000
✔ Full-doc tow food finance applications up to $5M
✔ No deposit food truck finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive food truck and trailer finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire truck loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the food truck and trailer finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your truck if you own it outright. If your truck is valued at $50K, you have the option to secure a loan for the same amount using your truck as security.

Food truck & trailer refinancing.

You can refinance your truck or trailer through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing truck insurance. Our network includes reputable truck insurance providers who can offer expert guidance on insuring your truck or trailer.

START APPLICATION!