Australia's #1 commercial asset finance and business funding solutions.

From day one, experience expert guidance and a fresh approach to brokering through strategic financing for vehicles and equipment. Access tailored business solutions that strengthen your daily operations and growth.

95%

success rate - simple approvals and fast funding.

65+

lenders to compare with zero impact on credit score.

FREE

service with no in-house fees, upfront or hidden costs - ever!

30%

increase in savings when choosing us as your broker.

We will beat competitor quotes!

COMPARE YOUR OPTIONS here

Excellent 4.9 out of 5

“Simon and his team are great to work with very professional & happy to recommend to anyone. Overdrive found a great product & rates for my new truck & trailers.”

Tobie Powe, Director, Mulch Management Organics

Our commitment extends beyond assisting with a single business requirement or asset purchase; we’re here to be your partner for the long haul.

Why choose us?

Free service with no upfront costs or hidden fees

Gain a dedicated licensed finance broker

30+ years experience and industry knowledge

Australian family-owned brokerage firm

We build trust by being honest and transparent

Our experts help you save time and money

Access to 65+ banks & non-bank lenders

Competitive rates, repayments & loan terms

Same-day approvals & fast settlements

90 day fixed pre-approvals: Shop with confidence

Credit score protection

Zero paperwork: We do all the hard work

New or used - no asset age restrictions

Purchase from a dealership, private seller or auction

Personalised service tailored to your specific needs

Expert and strategic negotiation approach

No wait times: Direct access to our team

Non-property owners accepted

Solutions for various credit profiles

Established, new and 1 day ABN holders

Balloon payment and early payout options

No deposit options

Tax benefits (asset depreciation)

Insurance solutions through our trusted network

Built a loyal client base due to our rates & service

Support for the lifetime of your business

Finance brokers who handle it all.

Overdrive handles it all, providing comprehensive solutions for every aspect of your financing needs from start to finish. We take care of everything—from sourcing the best rates and terms to managing all the paperwork—while also ensuring clear communication and setting realistic goals to manage client expectations. At Overdrive, we make sure that every client understands the financing process and knows what to expect at each step. Our transparent and proactive approach builds trust and fosters strong relationships, allowing you to focus on your business with confidence while we handle the rest.

ABN Holders

Transportation, construction, farm & agriculture, forestry & logging, engineering, manufacturing, mining & quarrying, hospitality, retail and all other professional services.

Companies

Partnerships

Trusts

Sole traders

Assisting people Australia wide

New South Wales (NSW) Queensland (QLD), Western Australia (WA), South Australia (SA), Tasmania (TAS) and Northern Territory (NT) major cities and surrounding areas!

Rate negotiations & communication

We handle all negotiations with lenders to secure the most competitive rates and favorable terms, leveraging our deep industry knowledge and extensive network. Our team works with accountants and vendors to streamline asset acquisition and ensure all documentation is accurate and complete. By overseeing these critical interactions and details, we simplify the financing process, allowing our clients to focus on their business while we manage the complexities and ensure everything runs smoothly.

Our range of services

Overdrive offers a wide range of solutions for businesses.

Chattel mortgage

Operating lease

Finance lease

Novated lease

Rent-to-own

Hire purchase

Asset refinancing

Sale and leaseback

Business loans

Business overdrafts

Business line of credit

Invoice / debtor finance

LETS GET STARTED

Our simple loan process.

Get A Free Quote

Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable business solutions at your disposal for you and your business.

Conditional Approval

We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender for your business loan and obtain a quick pre-approval. You can shop and enquire with confidence, or if you've already found your asset, we'll initiate the settlement process.

Sign Documents

After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.

Get Funded

Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful purchase. Afterward, you will be able to proceed with collecting your asset at your convenience.

APPLY ONLINE

Business finance made easy.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

✔ No-doc & low-doc asset finance (no financials) up to $500,000
✔ Full-doc asset finance applications up to $5M
✔ No deposit asset finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll take care of every step, ensuring a smooth and hassle-free process for you. Say goodbye to long waiting times and excessive paperwork from banks and other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive finance rates, repayments and flexible loan terms through our extensive network of over 65 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the commercial finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your asset if you own it outright. If your asset is valued at $50K, you have the option to secure a loan for the same amount using your asset as security.

Asset refinancing.

You can refinance your asset through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing asset insurance. Our network includes reputable equipment insurance providers who can offer expert guidance on insuring your asset.

GET PRE-APPROVED