Australia's #1 asset finance and business funding solutions.

From day one, receive expert guidance and a fresh approach to commercial financing with solutions tailored to your needs. Our personalised options enhance efficiency, fuel growth, and keep you ahead at every stage, providing flexible and competitive financing to support your long-term success.

98%

client success rate - simple approvals and fast funding.

70+

lenders and banks to compare with no impact on credit score.

Zero

in-house fees, hidden cost or upfront credit checks.

Save

time and money with our competitive rates and premium service.

COMPARE YOUR OPTIONS here

“Simon was great to deal with, he went out of his way to push through the finance on my truck which we purchased successfully. I'd highly recommend the services of him and his team!"

Martin I.

Our commitment extends beyond assisting with a single business requirement or asset purchase; we’re here to be your partner for the long haul.

Why choose us?

Free service with no upfront costs or hidden fees

Gain a dedicated licensed finance broker

30+ years experience and industry knowledge

Australian family-owned brokerage firm

We build trust by being honest and transparent

Our experts help you save time and money

Access to 65+ banks & non-bank lenders

Competitive rates, repayments & loan terms

Efficient approvals & fast settlements

90 day fixed pre-approvals: Shop with confidence

Credit score protection

Zero paperwork: We do all the hard work

New or used - no asset age restrictions

Purchase from a dealership, private seller or auction

Personalised service tailored to your specific needs

Expert and strategic negotiation approach

No wait times: Direct access to our team

Non-property owners accepted

Solutions for various credit profiles

Established, new and 1 day ABN holders

Balloon payment and early payout options

No deposit options

Tax benefits (asset depreciation)

Insurance solutions through our trusted network

Built a loyal client base due to our rates & service

Support for the lifetime of your business

Get a quick quote!

^{Don’t overpay on finance—compare affordable loan options today with no upfront credit checks and no impact on your credit score. Simply fill out our quick 30-second form below for a free, no-obligation quote.
‍}Eligibility requirement: To qualify, you must be an Australian citizen or permanent resident. We are unable to process applications for student visas.

First Name

Last Name

Mobile Number

Business Name / ABN

Time in Business

Finance Amount

Asset / Business Requirement

Are you GST registered?

Defaults or poor credit history?

Property Status

State

Thank you

Thanks for reaching out. We will get back to you soon.

Oops! Something went wrong while submitting the form.

Finance brokers who handle it all.

Overdrive handles it all, providing comprehensive solutions for every aspect of your financing needs from start to finish. We take care of everything—from sourcing the best rates and terms to managing all the paperwork—while also ensuring clear communication and setting realistic goals to manage client expectations. At Overdrive, we make sure that every client understands the financing process and knows what to expect at each step. Our transparent and proactive approach builds trust and fosters strong relationships, allowing you to focus on your business with confidence while we handle the rest.

ABN Holders

Transportation, construction, farm & agriculture, forestry & logging, engineering, manufacturing, mining & quarrying, hospitality, retail and all other professional services.

Companies

Partnerships

Trusts

Sole traders

Self employed

Assisting people Australia wide

New South Wales (NSW) Queensland (QLD), Western Australia (WA), South Australia (SA), Tasmania (TAS) and Northern Territory (NT) major cities and surrounding areas!

Rate negotiations & communication

We handle all negotiations with lenders to secure the most competitive rates and favorable terms, leveraging our deep industry knowledge and extensive network. Our team works with accountants and vendors to streamline asset acquisition and ensure all documentation is accurate and complete. By overseeing these critical interactions and details, we simplify the financing process, allowing our clients to focus on their business while we manage the complexities and ensure everything runs smoothly.

Our range of services

Overdrive offers a wide range of solutions for businesses and many more.

Chattel mortgage

Operating lease

Finance lease

Novated lease

Rent-to-own

Hire purchase

Asset refinancing

Sale and leaseback

Business loans

Business overdrafts

Business line of credit

Invoice / debtor finance

Franchise financing

Trade finance

LETS GET STARTED

Our simple loan process.

Get A Free Quote

Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable business solutions at your disposal for you and your business.

Conditional Approval

We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender for your business loan and obtain a quick pre-approval. You can shop and enquire with confidence, or if you've already found your asset, we'll initiate the settlement process.

Sign Documents

After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.

Get Funded

Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful purchase. Afterward, you will be able to proceed with collecting your asset at your convenience.

APPLY ONLINE

See how Overdrive delivers more.

Fast approvals & turnarounds.

Apply online or give us a call to see if you're eligible for pre-approval in just minutes. You can receive a formal finance approval within 24 hours, and for low doc applications, funds can be available within 48 hours. Please note, full doc applications may take additional time.

Loans from $20K up to $5M.

✔ Low-doc (no financials) up to $500K
✔ Full-doc from $500K-$5M
✔ No deposit options
✔ Balloon options to reduce monthly payments
✔ Early payout options
✔ No property as security

Credit score protection.

Before matching your application with a suitable lender, it undergoes a thorough, soft-touch evaluation of over 1,000 lender policies, all without impacting your credit score. Unlike other companies, we cover the cost of these evaluations, making us the better choice.

No paperwork or wait times.

We’ll handle all the hard work, providing you with a seamless and hassle-free experience. You won’t have to worry about long waits or excessive paperwork like you would when dealing with banks or other companies.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations and cash flow requirements.

Low monthly repayments.

You can take advantage of comparing competitive interest rates, repayments, and flexible loan terms from our extensive network of over 65 trusted Australian banks and non-bank lenders.

Personalised approach.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are dedicated to offering full support and peace of mind throughout the entire loan process, from start to finish. Our main priority is to ensure our clients receive the highest level of service and assistance.

Great rates, better service.

We are focused on delivering the best rates in the market. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback.

Leverage our sale & leaseback option to unlock capital from your existing assets! For instance, if you own your asset outright and it's valued at $50K, you can borrow the equivalent amount by using your asset as collateral.

Asset refinancing.

You can refinance your asset with us. If you're looking for a better interest rate, balloon refinance, or inexpensive payment terms, give our specialists a call, and we’ll take care of the rest to secure a better outcome for you.

Insurance solutions.

When needed, we can help you secure insurance. Through our network of trusted providers, we can connect you with experts who will guide you in insuring your asset.

get pre-appoved today