We are focused on gaining an in-depth understanding of your business in order to provide strategic consulting for your next deal and all future purchases.

Over 30 years of experience in asset & equipment finance.

Why work with us?

Free service with no hidden fees - ever!
Experienced asset finance specialists
Upfront, honest and transparent
Our experts help you save time and money
We will always answer your phone calls
Access to major banks & 60+ lenders
Same-day approvals and fast settlements
Competitive rates, repayments & loan terms
Solutions for various credit profiles
Established, new and 1 day ABN holders
Balloon payment and early payout options
No deposit options
Credit score protection
Zero paperwork: We handle all the hard work
100% repeat business due to our rates & service
Dedicated support for the lifetime of your business
Client-focused Australian-owned company
GET A FREE QUOTE!

Our simple asset loan process.

Get A Free Quote

Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable asset financing options at your disposal for you and your business.

Conditional Approval

We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender for your asset loan and obtain a quick pre-approval. You can shop and enquire with confidence, or if you've already found your asset, we'll initiate the settlement process.

Sign Documents

After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.

Get Funded

Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful purchase. Afterward, you will be able to proceed with collecting your asset at your convenience.

We have a wide range of asset finance solutions available to meet the unique needs of your business.

Dedicated to assisting Australian business owners for the long haul, guaranteeing they receive competitive advantages for truck, trailer, machinery, equipment and vehicle loans.

Chattel Mortgage.

A chattel mortgage is a type of secured debt instrument that enables borrowers to obtain financing by using equipment, machinery, or other assets as collateral. Business equipment, such as truck and machinery loans and asset financing, is commonly financed through a chattel mortgage.

Finance Leasing.

Leasing is a form of agreement where the entity leasing the goods or property of another will receive certain rights to use that property for a specified period of time. In this case, the lender retains ownership. This is done by paying a periodic sum, usually monthly. When the leased/loan term expires, the customer can either renew the lease or return the equipment. Contact us today to help you with a truck or equipment lease finance solution for your business.

Hire Purchase.

With commercial hire purchase, the customer pays the periodic payments for their desired goods with the final payment being a ‘Purchase Payment’. At the end of the hire purchase period, ownership is transferred to the customer and they own the asset outright.

Operating Lease.

An operating lease is a contract between two parties where one (the lessor) grants the other (the lessee) the temporary use of an asset (usually trucks, equipment or machinery) in exchange for regular repayment of rental payments. Upon completion of the operating lease term, the customer can return the asset to the financier for, in most cases, no additional cost.

Rent-To-Own.

This is a form of agreement where the customer can rent an item for a period of time, but at the end of the rental period, they have the option to purchase it. This is done by paying a monthly fee.

Debtor Finance.

Debtor finance, also known as accounts receivable financing or invoice financing, is a financial arrangement where a business obtains funding by using its accounts receivable (unpaid invoices) as collateral. In debtor finance, a financial institution advances funds to a business based on the value of its outstanding invoices.

GET PRE-APPROVED TODAY!

Business finance made easy.

Our experienced consultants offer an extensive range of services and affordable solutions.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal asset approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

✔ No-doc & low-doc asset finance (no financials) up to $500,000
✔ Full-doc asset finance applications up to $5M
✔ No deposit asset finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive asset finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the asset finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your asset if you own it outright. If your asset is valued at $50K, you have the option to secure a loan for the same amount using your asset as security.

Asset refinancing.

You can refinance your asset through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing asset insurance. Our network includes reputable equipment insurance providers who can offer expert guidance on insuring your asset.

START APPLICATION!

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Overdrive Commercial Funding PTY LTD ABN 87 659 049 895 trading as Overdrive Funding.
We are authorised as credit representatives of Connective Credit Services Pty Ltd, Australian Credit License 389328.
This page only provides general information; it was not created with your objectives, needs, or financial situation in mind when designing. Before accepting any offer or product, we advise you to think about whether it is appropriate for your situation and to review your entire financial situation. It is not intended to be legal, tax, or financial advice, and you should always seek a professional's opinion regarding your specific circumstances.

Australia's #1 commercial asset finance and business funding solutions.

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We are focused on gaining an in-depth understanding of your business in order to provide strategic consulting for your next deal and all future purchases.

Over 30 years of experience in asset & equipment finance.

Apply anytime, anywhere, for asset finance with our simple online form.

Thank you

Asset finance Australia wide.

Asset loans for ABN holders in all industries.